Special monthly compensation

Already at 100%? VA may owe you more than the 100% rate.

Special monthly compensation (SMC) pays above the regular $3,938.58 a month at 100%. VA is supposed to consider it on its own, but often never does. ClaimScope checks your ratings and records for each SMC level and estimates what it would add.

Check my VA record for SMC See a sample report

The levels ClaimScope screens

Each level has its own rule. Missing one can cost hundreds a month.

SMC-K

$139.87 a month for each qualifying loss

Loss or loss of use of a hand, foot or creative organ; blindness in one eye; deafness in both ears; loss of speech; loss of breast tissue. Paid on top of your rating, even at 100%.

Read the guide

SMC-S

$4,408.53 a month (Veteran alone)

One condition rated 100% by itself, plus other conditions adding up to 60%, or housebound in fact. A TDIU based on one condition can count as the 100%.

Read the guide

SMC-L (aid and attendance)

$4,900.83 a month (Veteran alone)

Your service-connected conditions mean you need regular help with daily tasks or protection from everyday hazards, or you are bedridden.

Read the guide

Spouse aid and attendance

$201.41 a month added at 100%

Rated 30% or more and your spouse needs help with daily life. A smaller amount is added at lower ratings.

Read the guide

Signs VA may have missed it

Your decision letters never mention special monthly compensation.
You are 100% combined, but no single condition is rated 100%.
You receive TDIU and one condition alone keeps you from working.
Treatment or medication for a service-connected condition affected sexual function.
A family member helps you dress, bathe, take medication or stay safe.

The 100% catch

For SMC-S, the 100% has to come from one condition. A 100% combined rating built from several smaller ratings doesn't count by itself. ClaimScope sorts your ratings by condition and tests the 60% rule with the rest, so you can see whether you meet it before you file.

If SMC was part of a VA decision from the last year, ClaimScope shows the review lane and the evidence that fits. If it would be a brand-new claim, we explain it for free and point you to free help from a Veterans Service Organization.

Amounts are VA's rates for a Veteran with no dependents, effective December 1, 2025; they change every December. SMC awards combine under limits set by law. This page is general information, not legal advice, and does not guarantee any VA decision. Check VA's current SMC rates.